Babies change your budget. It doesn’t matter whether you’re a saver or a spender, some of the money that you were previously socking away in your bank account or splurging on eating out all the time will now be earmarked for your tiny human. The tiny human can cost a little or a lot depending on how you handle things, and if you’re in a position where you can get a lot of hand-me-downs it’ll help tremendously! But there are a few wallet hits that will surprise most new moms. Not the big ticket items like childcare. Whether one parent stays home, you hire a nanny, or you find a daycare, it’s going to be expensive. The ones that sneak up on you most are the ones you don’t know about until you or a family member or friend you spend lots of time with has a baby.